uob personal banking
uob personal banking
Blog Article
UOB Bank features a number of private banking providers created to meet the monetary needs of individuals. Below is an in depth overview to assist you to fully grasp The main element elements and choices.
Kinds of Accounts
Price savings Account: This account lets you lower your expenses even though earning desire.
Attributes: Quick access, desire earnings, minimum expenses.
Benefits: Protected place for your cash, opportunity advancement via curiosity.
Recent Account: Perfect for day by day transactions and running expenses.
Features: Checkbook facility, overdraft protection.
Benefits: Handy for normal payments and withdrawals.
Preset Deposit Account: For people wanting to gain better fascination costs more than a set interval.
Capabilities: Mounted time period deposits, larger desire charges in comparison with savings accounts.
Rewards: Protected investment decision option with predictable returns.
Loans
Personalized Financial loans: Unsecured financial loans that can be utilized for several purposes like training or residence renovation.
Forms:
Installment Financial loans
Credit history Traces
Added benefits: Adaptable repayment phrases, competitive curiosity costs.
Household Loans: Tailor-made alternatives for getting house or refinancing existing mortgages.
Styles:
Preset Level Household Financial loan
Floating Rate Home Financial loan
Positive aspects: Distinct ideas to accommodate particular person demands, appealing fees.
Charge cards
UOB offers A selection of bank cards catering to various life and paying out habits:
Rewards Cards: Generate details on each and every order that may be redeemed for items or vacation miles.
Cashback Playing cards: Get hard cash rebates on everyday investing for example groceries and eating out.
Travel Playing cards: Distinctive Advantages like air miles accumulation and travel insurance plan protection.
Expenditure Products and services
For people thinking about increasing their prosperity via investments:
Unit Trusts * Diversified portfolio managed by experts. * Appropriate for extended-phrase development goals.
Structured Deposits * Brings together the features of traditional deposits with expense goods. * Possibly higher returns but with a few chance concerned.
Insurance coverage Products
To shield by yourself and your family versus unforeseen occasions:
Life Coverage * Offers monetary protection in the event of death or important sickness. * Might also function a personal savings Software with regards to the plan chosen.
Wellbeing Insurance * Covers health care charges including hospitalization fees. * Essential for mitigating significant Health care charges.
Digital Banking Providers
Benefit at your fingertips as a result of electronic click here platforms:
Online Banking
Means that you can take care of your finances on the web:
Check out account balances and transaction background
Transfer resources amongst accounts or spend bills
Make an application for new merchandise (loans/charge cards)
Cell Banking
Banking on-the-go through cell apps:
Brief stability checks
Cellular payment choices (QR code payments)
Notifications & alerts about account action
Using these detailed offerings, UOB aims to supply individualized banking remedies that cater particularly to particular person needs though ensuring usefulness and security in all transactions.